Homes for Sale in Greeley CO: Understanding the Home Buying Process

by | Oct 8, 2023

Greeley, Colorado is one of the top cities to live in Northern Colorado which is probably why you’re searching for homes for sale in Greeley CO. With its easy access to the Rocky Mountains, beautiful scenery, and quickly growing population of 109,323 people, Greeley is an ideal place to call home. There are many things to do in Greeley like bike riding or walking on the Poudre River Trail, Swimming or mini golf at the Family Funplex, or visiting one of the many awesome restaurants and breweries that the city has to offer. Greeley CO also has a great downtown scene with shops and boutiques that you’ll be sure to love. Check out this event calendar to stay up to date on all things going on throughout the year. 

Whether you’re new to Greeley and looking for your first home or you’re a Greeley native looking for an upgrade, we are here to help! June’s Team Keller William Real Estate is your local expert for homes for sale in Greeley CO. We always have an updated list of current homes for sale you can check out, and we are always available to help you find the perfect home for you. 

Buying a home is a multi-step process that can vary by location due to regional and local regulations, customs, and practices. Below is an outline of the general home buying process in Greeley, CO. This should help make your experience of finding homes for sale in Greeley CO a bit easier.

Understanding the Home Buying Process in Greeley, CO

1. Pre-Approval

Before house hunting, secure pre-approval from a lender. This shows sellers you’re a serious and qualified buyer. It also helps you to know how much home you can afford and stay within you price range when looking.

  • Meet with a mortgage lender
  • Provide financial information (e.g., income, debts, credit score)
  • Receive a pre-approval letter indicating the mortgage amount you qualify for

2. Find a Realtor

Partner with a local Greeley realtor who understands the market and can guide you through the process like June’s Team, who has years of knowledge and experience, and has your best interests at heart.

  • Interview your realtor to make sure you feel it’s a good fit
  • Discuss your needs, preferences, and budget

3. Home Search

Based on your budget and requirements, start looking at homes in Greeley. 

  • Tour homes that fit your criteria.
  • Consider factors like neighborhood amenities, schools, and proximity to work.

4. Make an Offer

Once you find a home you love, make an offer.

  • Your realtor will provide guidance on the offer amount based on comparable homes and the local market.
  • Submit an earnest money deposit to show your serious intent.

5. Negotiations

During this step the sellers may accept, reject, or counter your offer. It’s really important to have a great realtor like June Lemmings who is an expert negotiator. This step means more money in your pocket and you don’t want to leave it up to someone with no experience.

  • Work with your realtor to navigate any negotiations.

6.  Contract

Once terms are agreed upon, both parties will sign a contract.

  • Ensure contingencies (like home inspection and financing) are included.

7. Home Inspection

Get a professional to inspect the property. This is an important step to be sure you know exactly what the home is offering and if there will be any major or minor issues with the home.

  • Address any potential issues or repairs.
  • Depending on findings, renegotiate or request repairs.

8. Appraisal

Your lender will order an appraisal to ensure the home’s value matches the purchase price.

  • If appraised lower, it might be necessary to renegotiate or come up with additional funds.

9. Finalize Financing

Work with your lender or broker to finalize your mortgage.

  • Submit any additional documentation.
  • The lender will provide a closing disclosure outlining your loan terms and closing costs.

10. Title Search and Insurance

A title company will ensure the property has a clear title.

  • Purchase title insurance to protect against any undiscovered claims.

11. Final Walk-Through

Just before closing, visit the property to ensure all repairs were made and the condition hasn’t changed.

12. Closing

This is the final step where ownership is transferred. This is a very exciting day! Congratulations! We love celebrating this day with our clients!

  • Meet at a title company, attorney’s office, or another agreed-upon location in Greeley.
  • Review and sign all closing documents.
  • Pay closing costs.
  • Receive keys to your new home!

Best realtor near me in front of a new construction home

June’s Team is the best real estate office to help you find homes for sale in Greeley CO

Greeley, CO has so much to offer and we aren’t surprised you’re looking for homes for sale in Greeley CO. At June’s Team we are a premier residential real estate sales group serving Northern Colorado. With experience in the fast-growing and dynamic marketplace of not only Greeley, but all of Northern Colorado, we provide excellent customer service from your first point of contact. We pride ourselves in serving our clients well and creating strong relationships so we remain their realtor for life. We us, you aren’t just another transaction, you become a part of the family. I am proud to have clients return to me because of the positive experience they had with me and my team. 

Read some of our 5-star reviews from our happy clients

“June has been a professional, kind, resourceful agent helping my spouse and I sell our home and getting us into a home and city we love! She listens and understands our wants and needs while so very helpful with all of the hurdles involved with home selling and buying. Her team has got you covered as well!” -Robbie

“June and June’s Team were amazing to work with. My husband and I worked with June and her team to purchase our first home. We jokingly asked June to get us in a house by June. Even in this crazy market we found our dream home – which happened to not even be listed yet and we moved in BEFORE June 2022. June is a great local resource and gem for the Greeley realtor community. She has so many connections and is great to work with. Her team was fantastic! We were lucky and actually only looked at 10 homes before she connected with another realtor about an upcoming listing.

Colleen, transactions coordinator, was also fantastic to work with. She kept us updated as to what our next steps were and how everything was going. Our new house needed a new roof, they helped us not only negotiate with the seller’s but found us an awesome local roofing company and got us an amazing deal. If you’re looking for a team that works for YOU and is there all the steps of the way then June’s Team is the team for you. June’s Team was very responsive to our questions and needs. For being my first experience it was amazing and I highly suggest reaching out to June’s team for buying or selling your home.” -Kathryn

Let June’s Team help you buy or sell your home in Greeley, CO

June’s Team at Keller Williams is well-established in the Northern Colorado community and serves clients in Greeley, Fort Collins, Loveland, Windsor, Eaton, and surrounding cities. We are the forerunners in Northern Colorado real estate and always have our client’s best interests at heart. Serving the residents of Northern Colorado is an honor and our love for the community is continuously growing. Two of our greatest values at June’s Team are to serve instead of sell and to never stop growing and striving to be the best. These are what set us apart from other realtors and truly creates a positive change in real estate. Contact us today to get started or give June a call on her cell phone at 970-388-3692, or at the office at 970-573-5791

You may also be interested in reading Tips to Minimize Home-Buying Stress: Greeley CO Real Estate.